Motorcycle insurance groups range from 1 to 17 but the majority of Maxi Scooters are in the mid-range. Unfortunately, due to a high number of thefts in recent years, scooter insurance groups are climbing but generally speaking, scooters are cheaper to insure than motorcycles.
Essentially most scooters over 200cc classify as a maxi scooter. The highest capacity scooter is Aprilia’s SRV850 but they’re not that common. Yamaha’s T-Max 500 is the most common big-engined scooter. Maxi scooter insurance groups tend to range from Group 7 to Group 12.
Motorcycle insurers are tight-lipped when it comes to divulging the insurance groups they class each scooter in – as this is their special sauce; the way they get one-up on their competition, so it’s unlikely that any insurer or broker will publish their info.
It is worth noting that a scooter’s insurance group will vary depending on the insurer. Each insurer has its own grades, although they will be fairly close to each other. Here at BikerRated we’ve spoken to three industry sources who have checked over our list to ensure it is as accurate as possible.
This list features all scooters on sale in 2019. If you’re looking for a scooter that’s not listed, drop us a message using the contact form and we’ll research it and add it to the list.
Cheap scooter insurance
If you’re looking to get a cheap scooter insurance quote, check out The Bike Insurer, a specialist motorcycle insurer who get quotes from a panel of 30 motorcycle insurance companies. With their specialist knowledge, they’ll be able to give you a cheaper scooter insurance quote.
| Manufacturer | Model name | Insurance Group |
|---|---|---|
| Aprilia | SRV850 | 12 |
| BMW | C650 Sport | 10 |
| BMW | C650 GT | 10 |
| BMW C | Evolution | 8 |
| Daelim | S300 | 8 |
| Honda Forza | 300 | 8 |
| Honda | SH300i | 8 |
| Honda | Integra 750 | 11 |
| Honda | X-ADV 750 | 10 |
| Kawasaki | J300 | 8 |
| Kymco | AK550 | 9 |
| Kymco | Downtown 350 | 8 |
| Kymco | Xciting 400 | 9 |
| MBK Evolis | 300 | 8 |
| MBK Evolis | 400 | 7 |
| Peugeot | Citystar 200 ABS | 7 |
| Peugeot | Satelis 400i | 9 |
| Piaggio Beverly | Sport 350 | 8 |
| Piaggio Beverly | 300 | 8 |
| Piaggio MP3 | Yourban 300 | 8 |
| Piaggio MP3 | 500 Sport | 10 |
| Suzuki Burgman | 200 | 7 |
| Suzuki Burgman | 400 | 8 |
| Suzuki Burgman | 650 | 10 |
| Sym | Citycom S300i | 8 |
| Sym | Joymax GTS300 | 8 |
| Sym | Cruisym 300 | 8 |
| Sym | Maxsym 600i | 10 |
| Vespa GTS | Classic 300 | 8 |
| Vespa GTS | Super 300 | 8 |
| Vespa GTS | Touring 300 | 8 |
| Yamaha | XMAX 300 | 8 |
| Yamaha | XMAX 400 | 9 |
| Yamaha | TMAX 530 | 13 |
Which insurance Group Is Cheapest?
Motorbikes and scooters that are in a lower insurance group are cheaper to insure than those in a higher insurance group. Group 1 is the cheapest, but the number of insurance groups varies depending on the provider. Some use 1 to 17 while others use 1 to 43. However, as a customer, you’ll never truly know which group your bike is in. Generally speaking the lower the engine size, the less power a bike makes and the cheaper it will be to insure.
The Best Maxi Scooters
There are a lot of great maxi scooters on the market. They’re seriously popular in mainland Europe and growing in popularity in the UK. We’ve put together a list of 5 great maxi-scooters so if you’re in the market for a fun, affordable and convenient way to get around, check out our guide.
