It looks clean but does this motorbike have a hidden past?
No time to read this motorcycle HPI check guide?
In this guide, we’ve highlighted the pros and cons of all the different motorcycle history checking services, from the free to the paid for. In short, the free and text-checking services are a waste of time as all their info is already freely available on government and DVLA websites.
Of the proper options, The AA, HPI and RAC all offer a financial guarantee should the bike turn out to not be what it said it was. We’ve explained what all the different services offer and picked our best HPI check service, so you can confidently buy your next dream bike.
Table of Contents
What Is An HPI Check?
An HPI check started life as a check to see if a vehicle had outstanding finance. HPI stands for Hire Purchase Investigation but since those early days it has evolved to cover everything from whether a vehicle has been stolen, scrapped, written off or clocked.
Performed by a specialist HPI company, they highlight any potentially detrimental information about a vehicle.
A true HPI check will query professional databases of the police, the DVLA and credit companies to ascertain the history of a vehicle.
The free or text-checking ‘HPI’ checks aren’t HPI checks at all (most are billed as Vehicle History Checks) and they just send you data you could Google yourself, for free. Save your cash.
Buying a second-hand motorbike involves a certain amount of risk, especially if you’re buying a bike privately. Whether you are buying a bike with cash or using finance to help fund your purchase, you want to know that the bike you are buying is worth every penny you are paying for it.
Criminals are getting very clever with stolen bikes and can easily convert a stolen bike into a ‘legitimate’ bike, with a convincing V5 log book and ‘factory’ keys that work with the bike’s immobiliser. The numbers will all tally up but it’ll be a clone of a genuine bike that’s out there somewhere. An HPI check will spot this.
Buy without an HPI check and you could make the finance agreement invalid or present legal ownership problems buy buying a ringer. A proper HPI check covers you for up to £30,000 so you know you’re in safe hands.
A motorcycle history check you can rely on
The longest-established HPI checking service. HPI’s check provides more information about the motorcycle you want to buy than any other check. The in-depth document provides over 80 different data points for each motorcycle in an easy-to-understand report. The check is instant and their data is backed by a £30,000 guarantee.
Why Bother With An HPI When Buying A Second-Hand Motorbike?
When you buy a used motorbike, there are many important checks you need to undertake before you hand over your hard-earned cash and ride it away. Not least of these is ensuring that your new bike is roadworthy, mechanically sound and everything the seller claims it to be.
But, with so many motorbikes being purchased on credit these days, it is also important to check that the bike you are thinking of buying is free from any outstanding debt, unencumbered and legally yours to own and ride away.
Finally, you want to know that the bike isn’t stolen and cloned, stolen-recovered or a Category A, B, C, D (and now N or S) write off.
Such checks are called HPI checks – and we would thoroughly recommend having one done prior to purchasing a second-hand vehicle of any type.
Are All HPI Checks The Same?
Absolutely not! There are varying different levels of service available from a wide range of providers. The price they charge will also vary dramatically. Without sounding too cliche, when it comes to peace of mind, you really do get what you pay for. Free or cheap bike checks or those that are sent out via text message can miss out on vital criteria.
The more reputable bike checks available through well-known organisations like The AA, the RAC or HPI may cost you more but will provide far more detailed and reliable information. When you are about to invest thousands of pounds into a new motorbike, paying £20 odd for a full HPI check versus £3 for a cheap check really is a sound investment.
What about the MCN Bike Check?
Motorcycle News offers a motorbike history checking service called MCN BikeCheck. The reason we haven’t featured it in this guide is that it’s just a re-branded HPI check, it costs the same and uses HPI’s database to generate a report. The proper HPI check is our recommended check.
Free Bike HPI checks (and why a £3 text check is a waste of money)
There is no such thing as a free HPI check. Some services claim to offer a free bike check (note, they don’t mention HPI and most are called a Vehicle History Check) but they are just a way of reeling you in so they can upsell you an HPI check or similar trustworthy service.
Free bike checks will give you:
- First registration date
- Engine capacity
- Some tell you whether it is MOTd and taxed
All of this info is already available on the government’s website. You can check a vehicle’s MOT and tax status here for free, giving you exactly the same information as the ‘free HPI checks’.
If you want more info on a bike’s MOT history, the government’s website now shows you this (as of Aug 2018) and you can also look for MOT apps for your iPhone or Android device to see each year’s report and further info on any advisories or failures.
The free bike HPI checks try to sell you a proper HPI check from a reputable provider and if you click their links, you make them money.
The paid-for, (circa £3) text check services offer a little more info than the free services but the info they provide is highly questionable. In short, you can’t trust the data. Just look at the customer reviews for this text checking service to see what we mean. As the saying goes: ‘Buy cheap, buy twice’.
HPI check comparison table
As you can see from the table below, the official services from The AA, HPI and RAC are actually useful and cover you in the event of the information being incorrect. Cheaper text checking services offer no guarantees and often provide you with data you can get yourself for free.
Our vote goes for the HPI check as it’s the original and in our opinion, the best. It costs £9.99 for their basic check but we’d go for the £14.99 check which covers everything including whether the bike is a clone. If you buy three checks, it’s just £29.97 which works out at £9.99 per check, valid for up to 2 years. You’re covered for up to £30,000 should the data turn out to be inaccurate which is great peace of mind. Get the check done, if it passes, go buy the bike. Sorted.
A close second
The RAC’s multiple checks, which work out at £6 per check (£29.97 for 5 checks) is also a worthy contender. It offers almost everything HPI offers and like the HPI check, covers you for up to £30,000.
If you’re planning on looking at a lot of bikes, the RAC vehicle check works out as great value for money. If you’re also selling your bike, you can use one of the checks on your motorcycle, to give buyers peace of mind and help you sell it faster.
The AA’s check is also a good option – however it’s worth noting that The AA’s check is just a re-badged HPI check. The two are identical.
The cheap text checking services just offer the features you can see for free on the government’s website and they don’t cover the crucial area of outstanding finance, plus they come with no guarantee which is dubious, to say the least.
|Provider||The AA||The RAC||HPI||Free Government Check||£1.99 Text Check (mycarcheck)|
|Date first registered|
|Is there outstanding finance?|
|Finance company’s details|
|Engine number and size|
|VIN (chassis) number|